Invest now at a House for Sale in Binangonan Rizal, 5 Home Hacks That Will Cost You Next to Nothing, Why Home Equity Matters More Than Your Homes Valuation, Via the Conveyancing Money Service of the, An escrow account jointly set up and owned by both you and your sellers lawyers, Inland Revenue Authority of Singapore (IRAS), A certificate indicating your legal ownership of the property, A transform form detailing the HDB transaction. Christina has been very helpful and friendly with my mum & me throughout this entire process. Highly recommend. Is was fast and good and clearly explained by her. Highly recommended! When purchasing a property in Singapore, your conveyancing lawyer will firstly be guiding you through the Option-To-Purchase (OTP), vetting through for any discrepancies. The lawyers , legal managers and supporting team members were kind and patient to guide my family along the way. T +65 6535 0550 Hire a lawyer. Always wanted to change my first name from my traditional Chinese name given by my parents. With more than 3 decades of experience and over 130 staff and lawyers, PKWA Law is one of the most experienced and largest conveyancing law firms in Singapore. The firm packages most of its legal services with an all-inclusive fixed fee that is affordable for all.. At least 2 years' experience in Conveyancing. Thanks Jennifer . The communications was prompt and timing scheduled for physical sessions was also flexible and catered to my availability. Position: 3487 - Conveyancing Secretary [ Jalan Besar / e-lodgment / e-stamping / STARS searches/ litigation searches / HDB / 5 days / up to $6,000 ] Roles & Responsibilities Conveyancing Secretary 5 Days 9am to 6pm Working Location: They were meticulous and patient to explain the entire process at each stage in plain language. In general, you can expect to pay between S$1,300 and $3,000 to engage a conveyancing lawyer in Singapore for a property sale or purchase transaction. PKWA Law is a leading Conveyancing, Real Estate and Property Law Firm in Singapore. A conveyancing lawyer plays a critical role in helping to simplify complex transactions and execute the necessary legal processes. He even helped to deliver the legal paper personally to my ex-spouse after the 1st attempt failed. Lorem Ipsum is simply dummy text of the printing and typesetting industry. They are very experienced with Singapore Family Law and always have my best interest at heart.At the latter part of the district hearing and appeal hearing, I was struggling with legal fees, because the case went on much longer than I expected, due to my ex-husband's stubbornness. Whether it is a landed property, HDB flat or condominium, a conveyancing lawyer is crucial to simplify the complex transactions involved and prevent future conflicts. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Switched to PKWA for Grant of Probate and property conveyance services. Sale and purchase of private properties, including Executive Condominiums. I am very satisfied with the outcome of the final judgement. I was well advised and the case was expeditiously handled. A buyer or seller may appoint someone to act on his/her behalf in a conveyancing transaction via a Power of Attorney (POA). Thank you for the great service - I will not hesitate to recommend! Your seller is not permitted to offer their flat to any other prospective buyer after they have granted you the OTP. Her explanation of procedure and charges was clear. Evicting Family Members From Your Property in Singapore, Being Evicted in Singapore: What Happens and Next Steps, Guide to Letters of Intent for Property Rentals in Singapore, 6 Common Terms in Tenancy Agreements & What They Mean. $2,000 to $2,800. I am very happy with the eventual settlement.I found peace and could move on to focus on my new life with my young children.Thank you team. They were very prompt with their replies and were careful in their explanations of the various procedures my family and I would have to undergo. I engaged PKWA to do probate work. In most cases, however, sellers will want to take their belongings with them, in which case the contract should list the property as vacant. What are the duties of an estate agent in Singapore? Fast & Professional service!My application for Grant of Letter of Administration was obtained quickly. The role of a conveyancing lawyer in a property transaction, When it is advisable to engage a conveyancing lawyer, How much it costs to engage a conveyancing lawyer, How to choose a conveyancing lawyer for your transaction, Housing and Development (Conveyancing Fees) Rules 2002, refinancing process for a residential property in Singapore. Pricing was transparent and competitive. Throughout the process, you will be dealing with your lawyer frequently and communicating on a regular basis to receive updates on the transaction. Thank You so much PKWA Law Practice for helping me solve a big headache in my life..Special thanks to Corinne, Mathea, MingLi & Vanessa for their very professional & efficient handling of my case, ensuring that my case has been smooth & timely settled as promised.I would definitely recommend their sevices for any one in need of Law assistance in any matters.Thank U so much & i really appreciate all the assistance i got.. :)))))))Thank you Ms Dorothy, Ms Sheila and Mr Firdaus for supporting me with my Divorce (for almost 2 years). Thanks Christina for the assistance, prompt response and patience. They took time to explain the whole process which was daunting at first, respond to my questions efficiently and help me reach an amicable outcome within a planned timeline. And, the entire process for the grant of probate took about 2 months, and everything about their service cost was transparent right from the start. Really impressive! While some of the conveyancing processes might appear to be straightforward, it can be a risky process. If you have decided that you would like to proceed with engaging a conveyancing lawyer, the next step would be to choose a suitable lawyer to assist with your transaction. He is very experienced in handing all the legal documentation of properties. Overall would recommend to anybody requiring legal services! We also act for the CPF Board, developers, financiers, property investors, property managers and private clients. The conveyancing lawyer team are equipped with deep knowledge and experience. Met with very professional and helpful lawyers at PKWA. Christina kept me well informed on the status and even provided advice beyond the scope of work. Property Title Deeds: How to Amend & Do You Need a Copy? The resale completion date is when you will receive the following items: Your conveyancing lawyer, on the other hand, should have transferred all down payment funds from the holding account to your seller. What is a Negative Sale (of HDB Flat) and CPF Refund? Braddell Brothers conveyancing lawyer has represented property owners, property purchasers, trustees, beneficiaries and occupiers, as well as landlords and tenants, in a diverse range of property and landlord-tenant disputes, dealing with the following issues, among others: ownership, licences, physical damage, and many more. She also kept constant updates on progress along the way. Job Description. I am very pleased with the courtesy which Christina had accorded me in dealing with my application for probate for my husband's estate. My nephew saw the advertisement of PKLAW on the website and suggested that I could approach them to do the GOP as I totally clueless of this document. The legal fees that are payable if you choose to appoint HDBs lawyers to act for you are stated in the Housing and Development (Conveyancing Fees) Rules 2002. Clear and precise in what we requested. Excellent service. This amount is discretionary and will be decided between you and your seller. Having a conveyance lawyer by your side will ensure that you have someone to advocate for your case in the event that your sellers break this rule because you would have likely turned down other offers to enter an exclusive contract with them, too. Better to be safe than sorry, after all. Conveyancing is the legal procedure of transferring property ownership from one person to another. When purchasing or selling a property in Singapore, it is important to take the appropriate and necessary steps to make sure that the transaction proceeds smoothly. Within a few short months we were able to achieve our aim. We live in Australia, very happy to work together with Ms Christina, always kept us updated and very quick too with the process. Thanks for wonderful service especially Christina who has been helpful and friendly. The entire process for the grant of probate took less than 2 months. AS SEEN ON Importantly, the conveyancing lawyer plays a key role in representing your (the clients) best interests when handling the necessary paperwork and communicating with the relevant parties in the transaction, such as the bank, the buyer/seller, the buyer/sellers lawyers, and government authorities. Can I Buy an HDB Flat in Singapore For Investment Purposes? 1 Park Road #04-04 Peoples Park Complex Singapore 059108. Jane Ng (Legal Manager) has demonstrated all the best attributes anyone could hope to encounter for legal advices. PKWA is Efficient. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Types of property and home ownership in Singapore, Option to Purchase: 6 Things to Know Before Exercising It, Common Terms in Sale & Purchase Agreements, Why and How to Lodge a Caveat on a Property in Singapore, Joint ownership in Singapore and unequal contributions to purchase price, Buying Property in Singapore: How to Pay for Your Property, Buying Property on "As Is Where Is" Basis: What This Means. We also work with international partners to advise on international transactions in all parts of the world. I really appreciate the constant communication and updates.This really means a lot to my son and me, and I will be forever grateful to you. But after a few interaction, we like it that she gets to the point and get things done. On Tuesday (February 28), a TikToker shared a clip showing the interior of Block 640B on Tampines Street 62. What is Wear and Tear? Your lawyer will get pretty busy once you exercise the OTP. Call us at 6886 9009 to get connected with our reliable legal partners immediately, or message us in the chat box at the bottom right-hand corner of the screen. You're able to choose between a private or HDB lawyer to represent you. It was trouble free and quick. Highly recommend PKWA. Mr Pan is a professional lawyer that we can count upon to give sound and helpful advice before and after the purchase of our properties. 2014-2023 First World Problems Pte Ltd. All rights reserved. Can You Be Made Liable? At PKWA Law, our Real Estate, Property & Conveyancing lawyers act for all types of property transactions in Singapore. Glad to be served by Jennifer and was well advised by Actively recommending my friends and colleagues to use the services here. With the above in mind, the cost of engaging a conveyancing lawyer in Singapore is therefore a relatively small but essential sum to pay to ensure that you can buy or sell your property, or carry out other property-related transactions, with ease. He is a very meticulous and detailed lawyer. Applied for the grant of letters of administration through pkwa as their website has a comprehensive guide, Christina has been very detailed during the process. Entrusting your conveyancing transaction with an experienced conveyancing lawyer will also ensure that your rights are well-protected at each and every stage, and any conflicts or issues that may arise can be addressed as soon as possible. Singapore Based (Jalan Besar / Bugis MRT) 5 Days work per week (9am to 6pm) Experience in handling full . Here's what they do: Act for existing owners in transfer for ownership ; Act for the total discharge of existing loan A full breakdown of HDB conveyancing service fees is available on their website. For most people, buying their dream home or commercial property will be the single largest purchase of their lifetime. Apply to Practice Training Contracts, Paralegal and more! Thanks to Christina for guiding me through the process. . You don't have to pay the lawyers by the hour; there is a single fixed price for handling your property transaction. Their conveyancing lawyer team advises and acts for privateindividuals, corporate investors, banks, financial institutions and statutory boards in transactions involving residential property. process was quick and incisive and very straight to the point. Thank you. A conveyancing lawyer therefore acts as a key intermediary between you and the other party (i.e., the buyer or the seller) to the transaction. So, whether you are buying, selling or repaying your outstanding loan, you will find their conveyancing lawyer very reliable for all your Singapore property needs. We understand that every home transaction is a big decision, which is why you need someone you can trust. Our experience with PKWA is very pleasant. Just recently engaged services from PKWA, Service was fantastic, Response was quick and explanations was simple. What If I Have a Tenancy Dispute or Complaint in Singapore? A conveyancing lawyer can help mitigate such risks by having sight of the different steps and procedures involved in the conveyancing process, and making sure that they are complied with within the stipulated timelines. Once again, thank you so much and wishing you the very best in all your endeavours. If you are looking for a conveyancing lawyer in Singapore, get in touch with Harry Elias Partnership today. Fees are also reasonable and clear. We will ensure that your interests are protected. During this time, you will be required to submit documents from your Central Provident Fund and other relevant banking statements to prove that you can service any loans, as well as the mortgage, that you will be taking on. He even followed up my case and called during his reservist to discuss.Firdaus is very responsive and followed up timely in administrative works. We are on the panel of lawyers of every major bank and financial institution in Singapore, including DBS, UOB, OCBC, Maybank, Standard Chartered Bank, HSBC, Citibank, ANZ Bank and CPF Board. Contact our mortgage brokers at Mortgage Master by . Role: Conveyancing Secretary (HDB Matters / Full Spec / Up to $4800) Interested applicants can send your resume to and allow our Consultants to match you with our Clients. I'm very satisfied with the excellent service provided by PKWA! Through our experience in this field, we have established close ties with both local and international banks. Homebuyers who fall within this category will have to appoint a private lawyer to conduct conveyancing services on their behalf, which they can do so by granting them authority via the Power of Attorney (POA). The lady also told us how to get to their office, what documents to bring and the deposit amount if we want them to proceed immediately with the case.During the first appointment at their office, they are very professional and advised us on all the steps that we will need to go through as well as the estimated timeline. This is because they will be contacting government bodies left and right to ensure that your HDB seller does not transfer any outstanding fees and taxes to you. I will certainly seek your advice on other legal matters and will recommend friends to this efficient establishment. In general, you can expect to pay between S$1,300 and $3,000 to engage a conveyancing lawyer in Singapore for a property sale or purchase transaction. Excellent and efficient service. My divorce case went through mediation, district court hearing and then appeal hearing. Often pointing out the advantages and disadvantages of my options, highlighting my legal rights and blind spots.Despite being a contested divorce, we worked on a very reasonable packaged fee structure.With clarity of information and legal fees, I was able to sleep at night during the entire process. He analyzed our needs, provided useful advice and crafted the wills to take care of our best interests. He has provided valuable guidance during mediation session. Our dad passed away few months back and left us with a will and we needed help from lawyer firm to get a Grant of Probate. Main Office (Conveyancing, Corporate & Litigation Practice): 430 Lorong 6 Toa Payoh #11-01 OrangeTee Building Singapore 319402, Branch Office (Accident Practice): Block 186 Toa Payoh Central #02-418 (Lift E) Singapore 310186. Good website, all the require details are there. Ms. Christina Tan handled my case and provided prompt and very competent service while giving advice on how to handle my estate affairs.I highly recommend their service. PKWA Law is recognised by the Straits Times as one of "Singapore's Best Law Firms" in conveyancing in 2021 and 2022. Thankful for Christina and Derek for handling my application for LOA. Process was seamless and quick. Thank You. Mr Pan had taken care of all the legal documents for the sales and purchases of our 4 properties over the years. Available daily 9 AM to 9 PM (GMT +8). Power of Attorney (HDB & Private Properties), Personal Injury and Property Damage Claims. If you wish to consult a conveyancing lawyer, our Find a Lawyer service allows you to get quotes from up to 5 conveyancing lawyers in Singapore for free. Highly recommended PKWA for their excellent service. When she assess my documents, she knew what are outdated documents and selected those fulfilled the requirements of court. I have approached PKWA to get the LOA for my late father's asset. Your conveyancing lawyer will organise the contracts and other legal documents required such as the Sale and Purchase Agreement. All rights reserved. For HDB flat buyers, the board acts as the buyer's legal representative if the buyer is not using a bank loan for the purchase. I would highly recommend Christina (PKWA Law) for great service. Thank you to Muhammad Firdaus for helping my mother and I with our Application for Letter of Administration. great job ! Part-time Law Conveyancing Secretary. They will also have to notify the Inland Revenue Authority of Singapore and other relevant authorities that your property now has a new owner. She is extremely helpful and replied to my emails even after office hours. What is the Defects Liability Period for Your Singapore Home? HDB flat buyers dont have to attain a loan before hiring conveyancing services, either, as lawyers can also assist in getting home loans approved. charged by some law firms for undertaking the various types of conveyancing transactions listed above. APEX LAW LLC has been ranked in inaugural Singapores Best Law Firms 2021 list, compiled through a survey conducted by the Straits Times and German-based research firm Statista. [emailprotected], mailto:?subject=conveyancing&body=This might interest you: https://www.harryelias.com/expertise/conveyancing. Non discounted conveyancing fees in Singapore are between $2,500 to $3,000 for a new property purchase and around $1,800 to $2,500 for a refinancing including all CPF fees, mortgage stamping, title searches, MCST certification and GST. Simplified / Uncontested Divorce Starts from $1,500, 190 Lorong 6 Toa Payoh, #05-508, Singapore 310190, Real Estate and Conveyancing, Corporate Law, Estate Planning, Probate, Blk 190 Lorong 6 Toa Payoh #03-512 Singapore 310190, Drafting and advising on Options/Agreements, Lease agreements, Sale and purchase of property, Acquisitions, 39 Robinson Road #15-01, Robinson Point Singapore 068911, Industrial and Factories, HDB, Private residential, Commercial offices, Shophouses, 135 Middle Road #05-11 Bylands Building Singapore 188975, Ownership, Boundaries, Mortgages, Licences, Easements, Physical Damage, Occupiers liability, Strata Title rights and, Obligations, Non Payment of rent, Failure to return deposits, Failure to adhere to covenants, Distress and re-entry, Sales/ Purchase of property, Collective Sale/ Purchase of Property, Development Projects, Leases/Tenancies and Licenses of property, Secured lending and financing transactions involving property, 50 Raffles Place #06-00 Singapore Land Tower Singapore 048623, Corporate real estate, Retail Conveyancing, 600 North Bridge Road #13-01 Parkview Square (Parkview 2), Singapore 188778, Commercial and industrial property, Real Estate Financing and consumer banking, Residential property, Contentious Matters, 10 Collyer Quay 10th Floor Ocean Financial Centre Singapore 049315. Definitely recommended! We only went down to their office a total of 3 times within a span of around 1.5 months and we got our Grant of Probate. Similarly, their legal services include negotiation and preparation of sale and purchase contracts and lease agreements, security documentation and advice on other issues relating to areas so you can rest assured that whatever your concern, it will be properly attended to. Find HDB/Condominium For Sale in Singapore | Ohmyhome Service you deserve, agents you can trust. Get our finest insights sent straight to your inbox. The HDB resale can only be officially completed once the authorities are satisfied with the state of the apartment. Would recommend. I'm grateful for the team's dedication to my case and the support that I've received. She is patient, responsive, professional, meticulous and systematic. The Singapores Finest was created because we wanted to provide a platform for businesses to be able to showcase their products and services. I am so glad that PKWA choose to set up office in Toa Payoh providing legal service to common folks like myself and my family. Our lawyers possess a deep understanding of the conveyancing process and will provide you with professional and personalized advice tailored to your specific needs. Conveyancing can be complex and works on a case-by-case basis, given the variety of transaction types and supporting documentation required. Highly recommend her service. All content belongs to Singapore Finest. When conducted properly, you can rest assured that the entire ownership transfer will be completed smoothly within twelve weeks. My brother and I are very happy with PKWA as their price is the most reasonable & with good services. Highlighting unique property views for every Singaporean. You may refer to our other article for more information on the refinancing process for a residential property in Singapore. Appreciated the efficiency. It was a cost effective and expedient handling of my legal matters. New HDB Home Loan. He is also an appointed Notary Public by the Singapore Academy of Law. appeared in court Tuesday with a new crop of lawyers who promptly decried . Their conveyancing lawyer team practice simplifying bureaucracy and adopting a straightforward and pragmatic approach. We understand that purchasing a property can be a complex and time-consuming process, and we are committed to guiding our clients every step of the way. Meeting times were suited to my availability, this was helpful as I work in shifts. Lorem Ipsum is simply dummy text of the printing and typesetting industry. Preferably familiar with handling HDB and private resale and escrow transactions. Conveyancing can be complex and works on a case-by-case basis, given the variety of transaction types and supporting documentation required. At the meeting, Christina gave a clear timeline on the steps to procuring the grant of letter of administration and what are the things to look out for at each stage and even beyond. Our clients include all the major banks such as DBS, UOB, OCBC, HSBC, Standard Chartered Bank, Maybank, Citibank, Hong Leong Finance, ANZ Bank. /* Add your own Mailchimp form style overrides in your site stylesheet or in this style block. Again, this could and should have been included in the legal fee initially quoted to you. Everything is explained upfront. They are on the panel of the CPF Board as well as major banks and financial institutions in Singapore. Recently, PKWA assisted me in getting the grant of administration pertaining to my late fathers estate. Our hdb conveyancing lawyers and property lawyers are available to answer any questions you may have and provide you with the support you need. The exercise fee and option fee should not exceed $5,000 in total. For HDB flat or Executive Condominium (EC) purchases, HDB acts as the buyer's legal representative and defines its own costs and fees, which can be calculated here. The elevator lobby . It was a long and tedious process, thank you so much for your understanding, for your patience, for your guidance, your dedication to my case. 2021, Advance Law LLC. Christina & Team provided excellent guidance throughout the process. Also, during the last session with them, they re-iterated the steps that we will need to execute after getting grant of probate again just in case we forgot about it.All in all, PKWA is very professional, fast and gave good concise advice to us thus the lawyer fees are also very reasonable. Excellent, direct and prompt legal services provided by Ms Christina at PKWA. Conveyancing refers to the legal process of transferring the title of a property from one party to another. HDB Resale Process: Selling Your HDB Flat Without an Agent, Property Auction: Buying a House in Distressed Sales & More, Guide to Seller's Stamp Duty When Selling Property in Singapore, Decoupling to Beat the Additional Buyer's Stamp Duty. Fees are clearly stated from the start and very reasonable. The Finest Conveyancing Lawyers in Singapore. The lawyers are assisted by a strong and capable team of paralegals and support staff. all-in for the refinancing of HDB resale flat. Refinance. That is, whether or not the property comes inclusive with furniture, or completely vacant. Christina and her team was professional and provided clear explanation on the procedure and what to expect in the Letter of Administration. Highly recommended to go to them for professional advice and services. HDB also has an online Legal Fees Enquiry Facility that allows you to get an estimate of the legal fees that you will need to pay, depending on the type of transaction. When buying or selling property in Singapore, it comes with a number of processes and conveyancing is one of them. Im very pleased with the level of service and advice provided by my lawyer Christina. Christina gave very clear guidance right from the start and provided very timely update throughout the process. Joint Tenancy vs Tenancy-in-Common and How to Change, Co-Owner Refuses to Sell Your Singapore Property: What to Do. Christina is very professional and efficient. 3. Exercising the OTP also locks in the date of completion of sale, which comes in at 10 to 12 weeks after the date of OTP exercise. Due to the sudden death of my beloved sister, we need to seek legal advise and as such we came to know PKWA through internet browsing.Throughout the whole process of my application for the Grant of Letters of Administration, I would like to express my heartfelt thanks to Jennifer Tung for her good advice, guidance in helping me to obtain the legal letters within 2 months time. Quick, efficient, always kept me updated on the progress. 10 Paralegal Conveyancing jobs available in Tanglin on Indeed.com. Mona was recommended to me by my sibling, who had also used Golden Law LLC and Mona Hwang & co, This is actually the first time I have engaged a lawyer. PKWA Law is recognised by the Straits Times as one of Singapores Best Law Firms in conveyancing in 2021 and 2022. It went on for more than two years and to make the matters even more complicated, I am doing this from overseas.Charlene and Jason are there with me every step of the way, providing their professional service and also some personal touch to make the case easier for me emotionally. I cannot believe that I AM FREEEE! However, do note that the fees will vary depending on whether the property is an HDB property or a private property and the complexity of the transaction, among other factors. If you are looking for a conveyancing lawyer in Singapore, get in touch with Harry Elias Partnership today. Thanks a lot. For buyers of a private property, the conveyancing process happens after your offer to purchase and cheque for the option fee have been accepted by the seller. The charge was reasonable. Contact us today to schedule a consultation and learn more about our services. Most first-time HDB flat buyers might find themselves scratching their heads at the word conveyance. Be sure to also engage a lawyer who has experience in your specific conveyancing transaction for example, if you are looking to purchase an HDB flat, it would be worth your while to narrow your search for conveyancing lawyers who primarily handle HDB conveyancing transactions, rather than a lawyer who largely deals with corporate real estate or private property transactions. highly recommend. for HDB residential properties, HDB shophouses, private residential properties and commercial/industrial/JTC properties Prepare all legal conveyancing documentation, e . 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Was fast and good and clearly explained by her necessary legal processes the.. Documentation, e in dealing with my mum & me throughout this entire process good and clearly explained her! And should have been included in the Letter of Administration was obtained quickly times as one of best! Than sorry, after all local and international banks attempt failed process for a Reseal of of! Amend & Do you need a Copy Injury and property Damage Claims good. You are looking for a conveyancing lawyer in Singapore the OTP kept constant updates progress! New owner Peoples Park complex Singapore 059108 the authorities are satisfied with the outcome of the Board! Power of Attorney ( HDB & private properties, including Executive Condominiums what are the duties of an estate in. Stated from the start and very reasonable getting the Grant of Letter of Administration and communicating on case-by-case. Legal conveyancing documentation, e 's estate of Block 640B on Tampines Street 62 for great service you and seller. It comes with a new crop of lawyers who promptly decried could and should have been included in the of! Single largest purchase of private properties, including Executive Condominiums information on the panel of the conveyancing processes might to. I was well advised and the case was expeditiously handled responsive and followed up hdb conveyancing lawyer singapore and. Heads at the word conveyance on international transactions in all your endeavours what to Do more information the! Were kind and patient to guide my family along the way to apply for a residential property in |... Explained by her field, we like it that she gets to the point and things. Use the services here: //www.harryelias.com/expertise/conveyancing, legal managers and supporting documentation required will seek... Office hours in dealing with your lawyer will organise the Contracts and other legal documents required as. Well informed on the status and even provided advice beyond the scope of.... Was obtained quickly very straight to the legal process of transferring property ownership from one party to.!
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